Patch Lending

Lender Description

Patch Lending (formerly known as Patch of Land) has a legacy as an innovative, progressive Fintech company that was founded on the premise that the JOBS Act of 2012 would create dynamic new opportunities for businesses and ordinary Americans. A start-up created in 2013 with a simple mission to help build wealth and grow communities; Patch was obsessed with challenging the status quo and democratizing access to one of this country’s greatest asset classes. As one of the first real estate Crowdfunding platforms established in the U.S., Patch was intent on making it possible for ordinary Americans to invest in real estate in ways that had previously been limited to only very high-net worth investors.

Lending Products

Non QM - DSCR (w/o Ratio)
Non QM - DSCR (w/Ratio)
Non QM - Fix & Flip
Commercial
Renovation
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